Foreign buyers can hold fee simple in both metros. FIRPTA withholds on foreign sellers, not on foreign buyers. Cash is common in Miami; NY co-ops can reject a board package that a condo would accept. Transfer taxes and mansion tax are local.
HOA and condo docs are the yield. Insurance (especially Florida wind/flood) can reprice a “cheap” building overnight. Do not import Georgian cadastre habits — the US uses county records and title plants.
Canonical URL is sivrce.com/us. Listings only when verified.