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Philippines · PHP

Real estatein Philippines

Philippines lets foreigners own condo units within the 60% Filipino / 40% foreign ownership ratio, but restricts land ownership. Condotels and long-term leases are the alternative. sivrce opens with Manila, Cebu, Davao and Quezon City.

Registry path
Title checked
3D map
1.5%documentary stamp
40%foreign condo quota per project
6%seller-side CGT, often negotiated
1 yrminimum standard lease
What a purchase really costs

₱8,000,000 home in Philippines

Doc stamp + transfer + registration (2.25%)
₱180,000
Notarial & processing (≈0.5%)
₱40,000
Cash needed at closing
₱8,220,000

≈ +2.8% over the price. The bundle: documentary stamp 1.5%, transfer tax 0.5%, registration ≈0.25% — all on price or zonal value, whichever is higher. Condos sit inside a 40% foreign ownership quota per project; landed property is effectively closed to foreign buyers. The capital-gains side (6%) is seller’s by law but negotiated in practice.

Rentals run on rules

The rent side, in three lines

  • Deposits run one to two months; post-dated cheques are standard in Manila.
  • Leases run one year minimum, two is common, with escalation built in.
  • The Rent Control Act caps increases on lower-rent units in Metro Manila — know which side of the threshold you are on.

Makati and BGC price off BPO wages; Cebu and Davao follow the same statutes at a discount. The quota, not the tax, binds supply.

Condo ownership is straightforward for foreigners within the 60/40 ratio. The title is a Condominium Certificate of Title (CCT), not a land title. Land and houses require a Filipino co-owner or a 50-year lease.

Transfer taxes are modest: roughly 2–5% of the property value, split between buyer and seller. The Philippine RE market is active but bureaucratic, and documentation quality varies.

sivrce.com/ph is the canonical Philippines URL. Listings publish only when verified.

FAQ

Can a foreigner own a condo in Manila?
Yes, within the 60/40 foreign-ownership ratio. The Condominium Certificate of Title (CCT) is in the buyer's name.
Can a foreigner own land?
Not directly. Land requires a Filipino co-owner or a 50-year lease renewable for another 25 years.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: PHP.