Can a non-resident buy in the Netherlands?

Yes. There is no nationality restriction on residential property. Expect the 10.4% investor transfer tax unless you will genuinely occupy, plus Dutch-bank KYC that is slow on purpose.

What does the WWS points system change?

Whether the rent has a legal ceiling. Below the liberalization threshold the maximum rent follows the points score — the advert's number is challengeable at the Huurcommissie.

ISO-3166 country codes keep one URL per market. The Netherlands is sivrce.com/nl.

Netherlands · EUR

Real estatein the Netherlands

Every Dutch sale closes at the notaris and lands in the Kadaster — but the transfer tax is two markets in one: 2% for qualifying residents, 10.4% for investors. sivrce opens with Amsterdam and Rotterdam under the same statute at very different prices.

Rotterdam

Notaris-verified path

WWS points checked

3D map

2% / 10.4%transfer tax: residents vs investors

Notariscloses every sale, no exceptions

Kadasterthe register that records your title

Indefiniteleases default to open-ended

What a purchase really costs

€450,000 home in Amsterdam

Overdrachtsbelasting (2%): €9,000
Notaris & Kadaster (≈1%): €4,500
Cash needed at the notaris: €463,500

≈ +3% over the price. Qualifying residents pay 2%; investors and second-home buyers pay 10.4% — the model prices the resident path, and an investor must add more than eight points to every line. First-home buyers under 35 may pay 0% up to a periodically indexed ceiling. A buyer’s agent (aankoopmakelaar) is optional and paid by the buyer when engaged.

Rentals run on rules

The rent side, in three lines

Open-ended contracts are the default since July 2024 — the two-year starter contract is gone.
Deposits cap at two months’ rent.
The WWS points system decides regulated versus liberalized: below the threshold the rent has a legal maximum, whatever the advert says.

Amsterdam applies the points cap far more often than Rotterdam does. Price the regime, not the postcode average.

Cities

Two cities, one notarial machine

Transfer tax and tenancy law are national; scarcity is not. Amsterdam’s canal belt and Rotterdam’s port districts are different products at different prices under the same statute.

The notaris drafts the deed, holds the funds and registers the title; without that registration you do not own the flat. Qualifying residents — including first-home buyers under 35, who may pay 0% up to an indexed ceiling — close near 3% all-in. Investors close above 11%.

The seller pays the makelaar; a buyer's agent (aankoopmakelaar) is optional and paid by the buyer when engaged. Bidding above asking with conditions waived is common in Amsterdam and a risk decision, not a custom you must follow.

Rent is a points system as much as a market: WWS points decide whether a home is regulated with a legal maximum or liberalized. Open-ended contracts are the default since July 2024. sivrce.com/nl is the canonical Netherlands URL.

FAQ

Can a non-resident buy in the Netherlands?: Yes. There is no nationality restriction on residential property. Expect the 10.4% investor transfer tax unless you will genuinely occupy, plus Dutch-bank KYC that is slow on purpose.
What does the WWS points system change?: Whether the rent has a legal ceiling. Below the liberalization threshold the maximum rent follows the points score — the advert's number is challengeable at the Huurcommissie.
Why is the path /nl?: ISO-3166 country codes keep one URL per market. The Netherlands is sivrce.com/nl.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.