- Land Department transfer fee (2%)
- AED 30,000
- Trustee office & title issuance
- AED 2,250
- NOC and developer admin
- AED 1,500
- Agency, buyer side (2% + 5% VAT)
- AED 31,500
- Cash needed at the trustee office
- AED 1,565,250
≈ +4.4% over the price. Dubai charges 4% at the Land Department; Abu Dhabi and the northern emirates charge 2%. There is no annual property tax, which is why the service charge — quoted in dirhams per square foot and revised yearly — is the number that actually decides a yield. Off-plan money belongs in a RERA escrow account; if there is no escrow, there is no deal.