Catalonia’s ITP is tiered above €600,000 and higher again for large holders — the 10% headline is a floor, not a ceiling. Plusvalía municipal and comunidad still sit outside the asking price.
The city has announced the phase-out of tourist-apartment licences by 2028 and applies the zonas tensionadas rent caps. Any model that depends on short-let income needs the licence in hand and an exit assumption.
A nota simple is cheaper than a surprise charge on the deed. sivrce will not invent listings to fill this page.

