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Poland · PLN

Real estatein Poland

Poland charges 2% PCC (civil transactions tax) on resale property or 23% VAT on new-build, and closes before a notary. sivrce opens with Warsaw, Kraków, Wrocław, Poznań and Gdańsk.

Registry path
Title checked
3D map
2%PCC on resales, 0% on VAT primary
Akt notarialnythe notarial deed that transfers title
EEA freepermits only for non-EEA plots
Kaucjathe deposit, one to three months
What a purchase really costs

800 000 zł home in Poland

PCC (2% civil transaction tax) (2%)
16 000 zł
Notariusz & court fees (≈0.5%)
4000 zł
Cash needed at closing
820 000 zł

≈ +2.5% over the price. PCC is 2% on the price or market value (whichever higher), exempt on the primary market where the developer charged VAT. The notariusz drafts the akt notarialny — the only form that transfers real estate. Foreigners from the EEA buy freely; others need Ministry of Interior permit only for certain plots (the 2024 Polish diaspora rules eased most cases).

Rentals run on rules

The rent side, in three lines

  • Deposits run one to three months, held often as “kaucja” in a deposit account.
  • Leases commonly run 12 months with a 3-month notice.
  • The najem okazjonalny (occasional lease) adds tenant-termination power for landlords — know which contract you sign.

Warsaw prices off finance and IT; Kraków off tourism and students; Tricity off the Baltic boom.

Resale property pays 2% PCC on the declared value; new-build from a developer pays 23% VAT (recoverable for businesses). The notarial deed is required and the buyer pays.

Foreign EU buyers can purchase without permission; non-EU buyers need Interior Ministry consent for agricultural land. The process is relatively fast and transparent.

sivrce.com/pl is the canonical Poland URL. Listings publish only when verified.

FAQ

Can a foreigner buy in Warsaw?
EU citizens: yes, freely. Non-EU citizens need consent for agricultural land but not for residential property.
PCC or VAT?
Resale: 2% PCC. New-build from a developer: 23% VAT (recoverable). Your notary or tax advisor will confirm which applies.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: PLN.