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Italy · EUR

Real estatein Italy

An Italian sale completes in front of a notaio who reads the deed and files the transcription. On a resale between private parties the registration tax is charged on the cadastral value under prezzo-valore, not on what you actually pay — 9% for a second home, 2% under prima casa relief. Six metros open: Rome, Milan, Florence, Turin, Naples and Bologna.

MilanFlorenceTurinNaplesBologna
Notaio-verified path
Cadastral rendita checked
3D map
9% / 2%registro: second home vs prima casa
Renditacadastral value is the tax base on resale
Codice fiscalerequired before the notaio will close
IMUannual municipal tax on non-primary homes
What a purchase really costs

€300,000 home in Rome

Imposta di registro (second home) (9%)
€27,000
Notaio (≈1.5%)
€4,500
Imposte ipotecaria & catastale
€600
Agency, buyer side (3% + 22% IVA)
€10,980
Cash needed at the notaio
€343,080

≈ +14.4% over the price. Registration tax is 9% for a second home and 2% under prima casa relief — and on a resale between private parties it is charged on the cadastral value (prezzo-valore), which is usually well below the price you pay. Prima casa is for people who move their residenza within eighteen months, not for holiday buyers.

Rentals run on rules

The rent side, in three lines

  • The 4+4 contract is the default: four years, renewed four more unless the landlord has a statutory reason.
  • Cedolare secca lets a landlord swap progressive IRPEF for a flat substitute tax, but freezes the ISTAT indexation.
  • Every lease must be registered with the Agenzia delle Entrate — an unregistered contract is void against the tenant.

Eviction runs through the court calendar, not the contract. Underwrite the timeline, not the brochure yield.

Cities

Six metros, one national deed

Registration tax is national; the base, the IMU rate and the condominio are local. A Milan yield and a Naples yield do not survive the same spreadsheet.

Foreigners can buy ordinary residential property. Budget notaio, agency (commonly 3% plus 22% IVA from each side unless agreed otherwise), and registration tax. Prima casa is for people who move their residenza within eighteen months — a holiday buyer does not get it by default.

Milan prices off finance and employment; Rome prices off scarcity inside the GRA and a slow possession calendar; Naples prices off a geology file that the other two do not have. IMU, TARI and condominio arrears change the real yield — arrears follow the flat, not the seller.

Canonical URL is sivrce.com/it. Inventory publishes only when verified.

FAQ

Do I need an Italian tax code?
Yes, a codice fiscale, before the deed. The notaio will not complete without it, and you will need it for the utilities and the IMU filing afterwards.
What is prezzo-valore and why does it matter?
On a resale between private individuals you can elect to have registration tax computed on the cadastral value instead of the price. That base is usually well below the market price, which is why the headline 9% overstates the real bill.
Is /it Italian language or Italy the country?
On sivrce.com, /it is Italy. Georgian-site locales live on sivrce.ge.

All markets: sivrce.com · Georgia marketplace: sivrce.ge · Prices and availability are published only when a verified listing exists. Market currency: EUR.