Istanbul, Ankara, İzmir and Bursa are employment markets that price in lira and rent on twelve-month CPI-linked contracts. Antalya and Bodrum are second-home and residence-permit coasts with a seasonal book and site (HOA) fees that behave like a second mortgage. They do not share a spreadsheet.
Some parcels still require a military-zone clearance before a foreigner can complete, and foreign-ownership quotas apply per district. Under-declaring the deed value to shave the 4% fee is tax fraud and it caps your future capital-gains base.
Citizenship-by-investment thresholds move by government circular. Treat a developer's "passport included" slide as marketing until the official gazette agrees, and insist that off-plan sits on a notarised contract with a building permit trail.





